A.M. Hyers


A.M.'s latest writings
Traditional Health Insurance versus a Health Savings Account?

Consumers and business owners frequently inquire about the difference between these plans. Most understand the basics of traditional health insurance, but many do not understand the nuances of a Health Savings Account - or HSA. What are Health Savings Accounts? The easiest way to explain the difference may be to clarify what health savings accounts are not. They are not health insurance plans.... (posted by A.M. 4 years 102 days ago.)
Single Premium Life Insurance can Instantly Increase Estate Values

Wealth transfer and asset protection are important topics for many baby boomers and seniors. Consumers want to learn efficient ways to maximize the distribution of assets to their spouses, younger generations and favorite charities. A will and/or a trust can assign assets to beneficiaries, however these estate-planning tools are not designed to create wealth so much as they are to... (posted by A.M. 5 years 307 days ago.)